The race is on to buy a home in time to close and receive the $8000 first time home buyer credit. Buying a home is a big decision and there are many steps in the process which First Weber will guide you through. The point is, start now. It is not like buying a car when you apply for financing that same day and get approval that same day, or next day.
It can be a very exciting process. Looking at homes is the fun part - you and your First Weber agent do other things after, and before, that are not so fun but necessary. Depending on your needs, you should start searching for homes now. Get pre-qualified on what you can spend. Define your needs and wants. Look online or choose and agent and let them do the looking for you. You should surely start an automatic email update of new listings via my firstweber.
Before you begin looking, decide if you want a buyer agent or not. Your agent can tell you all about your choices in representation. Get the ball rolling and look at homes NOW, because changes in the real estate closing process (finalization of your purchase and loan) have changed.
It can take up to 45 days to get a loan approval these days, thanks to changes in appraisal requirements. There will be a tremendous demand for closings in November when the deadline hits. Plan ahead. Depend on your agent. Start now.
Good luck! We are excited for you! Let First Weber know how we can help.
