The mortgage interest rates plays a huge factor in the cost of buying a home. And it has been so low for so long, yet as the economy improves, interest rates are going to start inching up. The Mortgage Bankers Association is projecting that the interest rate could be at 4.4% by the end of 2013. That 1% may not seem like a lot, but it is when it adds up over the course of your loan.
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