5 things to avoid after you have an accepted offer

February 26, 2018

You’ve got an accepted offer, had your home inspection and are waiting for closing… packing up your things, excited to move in.  Congratulations! You’ve almost made it.  That’s a key word: ALMOST.  It’s not over until the closing occurs and you have the keys in your hands.

To make sure your mortgage application and financing remain intact until closing, don’t change your financial situation in any way! Often credit reports are run at the start of the financing process and again at the end to make sure nothing has changed. 

Here are five ways you could derail your home purchase.

  • Change jobs
  • Make a large purchase on a credit card. Hold off on buying new furniture and appliances until after you move in.
  • Apply for a new credit card
  • Create a new monthly payment like a car payment
  • Accept large cash gifts without giving proper paperwork to your lender


Your finances, credit and debt were scrutinized in your mortgage application. Make no changes.

Any changes in finances, debt or credit could undo your approval and derail your closing.  Wait until after you move in to make financial changes like this, then enjoy spending some money to make the new place your own!  See more information hereand here


Thank you for reading the First Weber Wisconsin real estate & Wisconsin living blog for information on what NOT to do when buying a home. It is important information to keep your purchase on track. If you’re still looking for the perfect property, please check out firstweber.com where you’ll find real estate for sale all across Wisconsin, including listings from participating brokers on five MLS systems. That is a LOT to choose from!

First Weber sells real estate throughout Wisconsin: Metro Milwaukee and Southeastern WI, South Central Wisconsin/Greater Madison, Southwest Wisconsin, Western Wisconsin, Central Wisconsin, Northeast Wisconsin and Wisconsin’s great Northwoods.

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