First time home buyer? It is OK to start small, just get started.

December 14, 2015

Buying a home typically involves a downpayment and a mortgage. And saving for the downpayment can take a long time. According to NAR, it could take 12 years to save 20% down on a $250,000+ house. Why start that high?  Best to get into a starter home and keep saving to later trade up for that $250,000+ home.


Your first home probably won’t be perfect and that’s OK

Homeowning has been a proven way to build wealth so get in early and don’t let the shows on HGTV make you feel like it is normal to require granite, stainless, master suites and the like in your first home. Part of the fun of homeowningg is fixing your place up the way you like over time. Wisconsin communities offer all kinds of levels of housing that would be much more affordable for a first time homebuyer, except for some highly exclusive areas where you’d rarely find something less than $300,000.

Invest in yourself

Start investing in yourself first by saving some money for a downpayment, researching some different loan options and searching for homes for sale in your starter price range. Maybe you could start with a condo. Maybe you can live with 2 bedrooms or a one car garage to start with.


If you want to become a homeowner, save and start small. You can always move up after you have some repaid a bit of your mortgage and made a nice home for yourself for several years.

At time of writing, there were 30 homes for sale in Waukesha County for sale for $125,000 or less.

48 homes for sale in Dane County priced at $125,000 or lower.

165 homes for sale in Oneida County  area priced at $100,000 or less.

More than 250 homes for sale in Marathon County for $100,000 or less


We have homes for sale in more than 50 other Wisconsin counties, too.  Start your own home search almost anywhere in Wisconsin now.

First Weber sells real estate throughout Wisconsin: Metro Milwaukee and Southeastern WISouth Central Wisconsin/Greater MadisonCentral WisconsinNortheast Wisconsin and Wisconsin’s great Northwoods. You can start searching for Wisconsin real estate and Wisconsin real estate agents at

Thanks for reading the First Weber Wisconsin real estate & Wisconsin living blog.

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